Buydown Savings Calculator

Calculate your monthly savings by buying down your interest rate and comparing it to your current interest.
Take advantage of a lender-paid rate buydown to maximize your savings. Plus, you'll pay zero out-of-pocket closing costs today (costs are covered by a lender credit based on your selected rate).
Amounts ($)
First Year Monthly P&I –
Second Year Monthly P&I –
Third Year Monthly P&I –
First Year Buy Down Credit –
Second Year Buy Down Credit –
Total Buy Down Credit (In Escrow) –
Total Credit Used for 6 Months –
Net Buy Down Credit Remaining After 6 Months –
Monthly Mortgage Payment with Current Interest Rate –
Monthly Difference Between Buy Down Rate and Current Rate –
6 Months Savings = in Year 1 + in Year 2 + Rest –
Total Savings after 6 Months –

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